First Time Buyer

Buying a house is one of the most important purchases you will ever make. It can be a very daunting experience but our advisers can guide you through the mortgage maze and find you the best deal available for your circumstances.

In the current economic climate, you will probably need at least 10% deposit towards the mortgage before a lender will consider you. But don't despair if you don't have the 10% deposit to put down, there may be alternative options for you to consider.

Our expert advisers can explain the different types of mortgages on offer, and will complete a budget planner, ensuring you get the mortgage most appropriate to you. Because we have access to a wide range of mortgage lenders you can have peace of mind that we will be able to compare a comprehensive range of mortgage products available on the market so you don't need to shop around.

When you apply for a mortgage, lenders look at a number of things to work out how much you can borrow including your earnings, outgoings, the value of the property you want to buy, your deposit, as well as your credit history.

Our advisers will help you do the sums by completing a budget planner, so you will need to give us as much detail as you can about your finances.

If you would like any further information, contact one of our mortgage advisers today.



Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but may range from £399 to £599.

First time buyers - couple on sofa

Mortgage Calculator


This calculator provides a guide to monthly payments and does not guarantee eligibility for a mortgage. Please contact us for a personal Mortgage Illustration.